Terms Of Use

The Pension Place, (together with the affiliates,“we”, or “us”) provides an online information sharing service on the The Pension Place website located at https://thepensionplace.com/


By registering, visiting, browsing, or using the The Pension Place in any way, you (“user” or “you”) accept these Terms of Use (the “Terms”), which forms a binding agreement between you and The Pension Place.

BY ACCESSING OR USING THE SITE OR SERVICE, YOU ARE ACCEPTING THESE TERMS (ON BEHALF OF YOURSELF OR THE ENTITY THAT YOU REPRESENT), AND YOU REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT, AUTHORITY, AND CAPACITY TO ENTER INTO THESE TERMS (ON BEHALF OF YOURSELF OR THE ENTITY THAT YOU REPRESENT).


IF YOU DO NOT AGREE TO COMPLY WITH THESE TERMS, DO NOT ACCESS AND/OR USE THE SITE OR SERVICE.

These terms and conditions govern your use of this website (https://thepensionplace.com/) and all of our resources and tools owned (owner) by The Pension Place.

 

This website uses cookies. By using this website and agreeing to these terms and conditions, you consent to our use of cookies in accordance with the terms of the The Pension Place privacy policy.


1. Acceptable Use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction, and data harvesting) on or in relation to this website without the express written consent from the The Pension Place owner.

You must not use this website to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing (without the express written consent from the The Pension Place owner).

2. User Content

In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You grant to The Pension Place a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to The Pension Place the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or The Pension Place or a third party (in each case under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

The Pension Place reserves the right to edit or remove any material submitted to this website, or stored on it’s supporting servers, or hosted or published upon this website.

Notwithstanding, the owner’s rights under these terms and conditions in relation to user content, The Pension Place does not undertake to monitor the submission of such content to, or the publication of such content on, this website.

3. No warranties

This website is provided “as is” without any representations or warranties, express or implied. The Pension Place makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, The Pension Place does not warrant that:

  • This website will be constantly available, or available at all; or
  • The information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes or is meant to constitute, advice of any kind.  If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional.

4. Limitations of liability

The Pension Place will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, suggestions of, personal opinion of or otherwise in connection with, this website:

  • To the extent that the website is provided free-of-charge, for any direct loss;
  • For any indirect, special or consequential loss; or
  • For any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if The Pension Place has been expressly advised of the potential loss.

5. Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

6. Other parties

You accept that The Pension Place has an interest in limiting its personal liability.  You agree that you will not bring any claim personally against the owner, officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect the owner, officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as The Pension Place.

7. Unenforceable provisions

If any provision of this website disclaimer is or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

8. Indemnity

You hereby indemnify The Pension Place and undertake to keep The Pension Place indemnified against any losses, damages, costs, liabilities, and expenses (including without limitation legal expenses and any amounts paid by The Pension Place to a third party in settlement of a claim or dispute on the advice of the owner’s legal advisers) incurred or suffered by The Pension Place arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

9. Breaches of these terms of use

Without prejudice to the owner’s other rights under these terms and conditions, if you breach these term and conditions in any way (including and not limited to disruptive behavior, profane language, discriminatory actions, etc), The Pension Place may take such action as The Pension Place deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

10. Variation

The Pension Place has the right to revise or updates these terms and conditions at will and without notice.  Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website.  Please check this page regularly to ensure you are familiar with the current version.

11. Assignment

The Pension Place may transfer, sub-contract or otherwise deal with the owner’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.

12. Sever-ability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.  If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

13. Entire agreement

These terms and conditions, together with the privacy policy and disclaimer constitute the entire agreement between you and The Pension Place in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.